RCB Tax Division provides EROs the greatest flexibility in the industry—because nobody knows your customers and your market better than you!

With Freedom to Choose, EROs have the choice of offering one of the following tiers: Freedom to Optimize OR Taxpayer Value. Either option provides great benefits to make your season a success.

2017 Freedom to Choose Pricing Tiers*

Freedom to Optimize – $44.95—Enhance the Refund Transfer Experience

  • FreedomONE—$1,000 Refund Advance Feature*
  • No additional cost to the taxpayer...Only $44.95** for a Federal Refund Transfer
  • No Cost to ERO
  • Includes State Refund Transfer at no extra charge
  • $10 ERO rebate*** on each fully funded Federal Refund Transfer with an additional $10.00 rebate for EROs using the ELEVATE Prepaid Visa® Card†
  • Advance proceeds are available shortly after IRS acknowledgement for qualified taxpayers who choose a bank product with the advance feature
  • No credit check required for the taxpayer
  • No additional paperwork for the ERO

[FreedomONE Program not available in Illinois.]


Taxpayer Value - $29.95 - Low Cost Fee Collection Option

  • Priced at just $29.95 for Federal Refund Transfer
  • State Refund Transfer available for an additional $9.95
  • $10.00 rebate per funded card for EROs using the ELEVATE Prepaid Visa® Card†

*ERO approval for the River City Bank Tax Division program does not guarantee approval to offer the FreedomONE advance feature. Qualifications will apply. EROs that do not qualify to offer FreedomONE will be locked in at the $44.95 pricing tier. FreedomONE will not be available with all tax software providers. **Taxpayer pays NO additional cost above the bank’s $44.95 service charge for a federal product. A minimum refund and other eligibility requirements for taxpayers opting for FreedomONE will apply. Approval of a federal bank product does not guarantee approval for the FreedomONE advance feature. ***EROs who choose and qualify to offer FreedomONE must have a 0% outstanding Advance balance as of June 1, 2017 to be eligible for rebate. †Additional $10.00 rebate for each federal product distributed on an ELEVATE Prepaid Visa® Card is paid by ELEVATE Prepaid Visa® Card. The Elevate Prepaid Visa Card is issued by Sunrise Banks N.A., St. Paul, MN, 55103 Member FDIC pursuant to a license by Visa U.S.A.